Search Results for keywords:"credit availability"

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Search Results: keywords:"credit availability"

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  • 2025-00486 — Proposed Agency Information Collection Activities; Comment Request
    Type:Notice
    Citation:90 FR 2701
    Reading Time:about 4 minutes

    The Board of Governors of the Federal Reserve System is inviting comments on a proposal to renew the Senior Credit Officer Opinion Survey on Dealer Financing Terms (FR 2034) for three more years without any changes. This survey gathers information from senior credit officers at financial institutions about credit terms, credit availability, and market conditions, and is conducted quarterly. People can submit their comments by March 14, 2025, through the Federal Reserve's website, mail, or email. The Board aims to consider public input to potentially adjust the proposal.

    Simple Explanation

    The Federal Reserve wants to keep asking some important questions to big money people about how they lend money, and they want to hear what everyone thinks about doing this for three more years. People have until March 14, 2025, to let them know their thoughts, so they can decide if anything needs to change.

  • 2021-02203 — Agency Information Collection Activities: Announcement of Board Approval Under Delegated Authority and Submission to OMB
    Type:Notice
    Citation:86 FR 8012
    Reading Time:about 4 minutes

    The Board of Governors of the Federal Reserve System is extending, without any changes, its Senior Loan Officer Opinion Survey on Bank Lending Practices for three years. The survey, conducted up to six times a year, collects information from senior loan officers at major banks to monitor credit availability and lending practices in the U.S. The information helps the Federal Reserve fulfill its responsibilities under the Federal Reserve Act by keeping track of how lending practices affect the economy and credit markets. The survey is voluntary, maintaining confidentiality for individual responses, while aggregate data is made public.

    Simple Explanation

    The Federal Reserve Board collects feedback from top bank officials a few times a year to see how easy or hard it is for people to get loans. They do this to understand what's happening in the economy and make smart choices, but they promise to keep each person's answers secret.