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The Consumer Financial Protection Bureau (CFPB) has issued an advisory opinion that revokes a previous opinion from November 2020 regarding earned wage products. The 2020 opinion had stated that certain earned wage access programs did not qualify as "credit" under the Truth in Lending Act and Regulation Z, but the CFPB found this analysis flawed and contributing to confusion in the financial market. The Bureau concluded that the 2020 opinion failed to provide clarity, as few products actually met its criteria, leading to widespread misunderstanding about the classification of such products. The rescinded opinion was officially effective as of January 15, 2025.

The U.S. International Trade Commission (ITC) has decided to start an advisory opinion proceeding related to certain foam footwear. This involves a case where Crocs, Inc. accused Double Diamond Distribution Ltd. of patent infringement. After a series of legal actions, Double Diamond requested a quick advisory opinion to find out if their Original Beach DAWGS shoes with plastic washers are subject to existing import restrictions. The ITC will issue a decision about this within 90 days.

The Postal Regulatory Commission has announced that it received a request from the Postal Service for an advisory opinion on planned changes to its processing and transportation networks. The Commission invites public comments on this request and outlines procedural steps, including a virtual hearing scheduled for December 4, 2024. Additionally, two motions for late acceptance of notices to file rebuttal cases by Douglas F. Carlson and the American Postal Workers Union have been granted. The document provides details on hearing schedules, procedures, and deadlines for the submission of related materials.