Search Results for keywords:"deceptive practices"

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Search Results: keywords:"deceptive practices"

  • Type:Notice
    Citation:86 FR 6888
    Reading Time:about 12 minutes

    The Federal Trade Commission (FTC) has proposed a consent order with Everalbum, Inc. to address allegations that the company engaged in unfair and deceptive practices. The FTC claims that Everalbum misled users about the use of facial recognition technology and the deletion of user data upon account deactivation. The proposed order requires Everalbum to delete certain data and obtain user consent for processing biometric information. The order is open to public comments until February 24, 2021, after which the FTC will decide whether to make it final.

    Simple Explanation

    The Federal Trade Commission asked a company named Everalbum to stop doing sneaky things like using people's pictures without asking properly. They want Everalbum to promise to be honest and get permission first, but they aren’t asking the company to pay a fine.

  • Type:Notice
    Citation:89 FR 105013
    Reading Time:about 31 minutes

    The Consumer Financial Protection Bureau (CFPB) has released the 36th edition of its Supervisory Highlights, focusing on significant findings in the student loan market. It highlights issues such as deceptive practices by private lenders that misled borrowers about losing federal loan benefits when refinancing, unfair denial of benefits like disability discharges, and misleading information about autopay discounts. The report also examines improper loan collection tactics and the handling of federal student loan services during the COVID-19 pandemic repayment pause, pointing out issues like long call wait times and inaccurate billing statements. The CFPB is calling for corrective actions to protect consumers and ensure fair practices.

    Simple Explanation

    The Consumer Financial Protection Bureau (CFPB) is telling people about some bad things happening with student loans, like private lenders not being honest about loan benefits, and making mistakes with payments during COVID-19. They want to fix these problems to help students have a fair chance with their loans.

  • Type:Notice
    Citation:86 FR 7382
    Reading Time:about 22 minutes

    The Federal Trade Commission (FTC) has proposed a consent agreement with Flo Health, Inc., a company accused of sharing users' menstrual and fertility data without their consent, violating laws against deceptive business practices. Flo Health had promised users their information would remain private but allegedly shared it with third parties like Facebook and Google. The proposed order, open for public comment, requires Flo Health to improve its privacy practices, notify users of the data sharing, and obtain users' express consent before sharing personal health information again. Additionally, there's a debate among FTC commissioners about whether further enforcement actions, such as applying the Health Breach Notification Rule, should be taken against Flo Health.

    Simple Explanation

    The FTC is telling Flo Health, a company that tracks periods, that they must stop sharing people's private information without asking, because they promised to keep it secret but didn't. Now, Flo Health has to fix their privacy rules and ask for permission first before sharing anything again.

  • Type:Notice
    Citation:86 FR 2670
    Reading Time:about 15 minutes

    The Federal Trade Commission (FTC) has reached a proposed consent agreement with Tapjoy, Inc. to resolve allegations of deceitful practices in its mobile gaming advertising platform. The FTC claims Tapjoy misled consumers by promoting false offers of in-app rewards that were often not delivered, causing harm to both gamers and game developers. The proposed order requires Tapjoy to prevent such deceptive practices by ensuring accurate reward representations and providing a clear method for consumers to report issues. The Commission has invited public comments on this proposal until February 12, 2021.

    Simple Explanation

    The FTC is saying that Tapjoy, a company with mobile game ads, tricked people by not giving out game rewards they promised. Now, they want Tapjoy to stop doing that and make it easy for people to say when there’s a problem, and they're asking people to tell them what they think about this idea until February 12, 2021.

  • Type:Notice
    Citation:90 FR 9547
    Reading Time:about 9 minutes

    The Federal Trade Commission (FTC) is seeking public comments on a proposed consent agreement with GoDaddy Inc. due to alleged violations of federal law regarding deceptive practices. The FTC claims that GoDaddy falsely advertised their data security measures as robust while failing to implement adequate security practices, leading to unauthorized access to customers' websites and data breaches. The proposed agreement requires GoDaddy to enhance its data security measures, undergo regular third-party assessments for 20 years, and report additional data incidents to the FTC. These measures aim to prevent future violations and protect consumers' personal information.

    Simple Explanation

    The FTC is checking if GoDaddy told people their data was super safe but didn't really protect it well, causing data problems. They want GoDaddy to make safety better and have someone check it for 20 years to keep people safe.

  • Type:Notice
    Citation:86 FR 1497
    Reading Time:about 16 minutes

    The Federal Trade Commission has proposed a consent agreement with Chemence, Inc. to address allegations of deceptive practices related to their claims about products being "Made in USA." The FTC found that Chemence falsely advertised their glue products as primarily made in the United States, while much of the materials were sourced from abroad. The proposed order includes a $1.2 million judgment and guidelines for future advertising and compliance measures, including preventing Chemence from making false claims about product origins unless they accurately reflect manufacturing and material sources. This action is part of a shift towards stricter enforcement of "Made in USA" claims, aiming to protect consumers and honest competitors.

    Simple Explanation

    Chemence, Inc. got in trouble for not telling the truth about where their glue was made. They said it was mostly made in the USA, but it wasn't, and now they have to pay a big fine and promise to be honest in the future.

  • Type:Rule
    Citation:89 FR 99069
    Reading Time:about 45 minutes

    The Federal Trade Commission has adopted changes to the Telemarketing Sales Rule to address deceptive technical support scams. These amendments extend the Rule to cover inbound telemarketing calls responding to advertisements or direct mail solicitations offering tech support services. The changes aim to protect consumers, especially older adults, from tech support scams frequently exploiting them. The amendments will become effective on January 9, 2025, and are designed to strengthen consumer protections and allow the FTC to take more robust enforcement actions against deceptive practices in tech support telemarketing.

    Simple Explanation

    The government made new rules to keep people safe from phone scams pretending to be tech support, especially older folks. These rules start in January 2025 and will help stop bad guys who try to trick people when they call for help with their computers or gadgets.