Search Results for keywords:"2025 regulatory changes"

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Search Results: keywords:"2025 regulatory changes"

  • Type:Notice
    Citation:89 FR 106480
    Reading Time:about 5 minutes

    The Federal Reserve System and the Federal Deposit Insurance Corporation have announced new asset-size thresholds for categorizing banks under the Community Reinvestment Act for 2025. Starting January 1, 2025, a "small bank" is defined as one with assets less than $1.609 billion, while an "intermediate small bank" is one with assets between $402 million and $1.609 billion, based on the inflation-adjusted increase of 2.91% in the Consumer Price Index. These changes will remain in effect through December 31, 2025.

    Simple Explanation

    The Community Reinvestment rules tell banks how big or small they are supposed to be based on their money size. Starting in 2025, a "small bank" has less than $1.609 billion, and an "intermediate small bank" has between $402 million and $1.609 billion.

  • Type:Notice
    Citation:90 FR 8072
    Reading Time:about 3 minutes

    The Securities and Exchange Commission (SEC) is reviewing a proposal from Nasdaq GEMX, LLC to establish new fees for industry members. These fees relate to costs for the Consolidated Audit Trail (CAT), a system used to track trading activities across securities markets. The proposed rule change, submitted on January 2, 2025, is intended to take effect immediately. The SEC is inviting the public to submit comments on whether this proposed rule change aligns with existing regulations.

    Simple Explanation

    Nasdaq wants to charge fees to help pay for a big, complicated system that watches over how people trade stocks. The people in charge want to know if these fees are fair and want to hear what everyone thinks about it.